Wisconsin providers could offer listed primary care for a set fee under written terms that explain what the fee covers and that it is not insurance.
Patients, their representatives, or employers could pay a provider a set fee for listed primary care services under a written agreement. It must explain what it covers and that it is not health insurance.
Providers could refuse or end these agreements only for listed reasons, such as a full practice, nonpayment, fraud, or danger to others. A patient's health status alone would not be enough.
Providers who offer these agreements could join an insurer's network only if they can meet that insurer's participation terms.
A patient, the patient's representative, or the patient's employer may make a written agreement with a provider for primary care in return for a subscription fee. The agreement covers outpatient general care, including prevention, diagnosis and treatment, counseling, and care coordination. The agreement must list the services and fee, state its duration and cancellation terms, and be signed by the provider and patient or an authorized representative. Neither side may bill an insurer or another third party for covered services on a fee-for-service basis. The agreement must say it is not health insurance, may not meet federal coverage requirements, and may leave patients paying for services outside the fee. The agreement must state how long it lasts and how either side may end it.
A provider may refuse or end an agreement only for listed reasons. These rules apply to providers and patients with direct primary care agreements. A provider may not refuse or end an agreement solely because of a patient's health status. A provider may refuse a patient if the practice is full or cannot provide the care the patient's condition requires. A provider may end an agreement for nonpayment, repeated failure to follow a treatment plan, fraud, danger to staff or other patients, closing the direct primary care practice, or a relationship the provider believes is no longer therapeutic.
A provider who offers these agreements may join an insurer's network only if the provider can meet that insurer's participation terms. This applies to providers whose practice offers direct primary care agreements. The text preserves state agencies' regulatory authority and the insurance commissioner's authority over contracts that fail the agreement rules but meet the legal definition of insurance.
No hearings or votes scheduled.