VirginiaUniform Consumer Debt Default Judgments Act; established.
What it does
Uniform Consumer Debt Default Judgments Act established. Creates the Uniform Consumer Debt Default Judgments Act for the award of a default judgment in actions for the collection of certain consumer debts, defined in the bill as an obligation or alleged obligation of an individual to pay money that arises out of a transaction in which the money, property, insurance, or service that is the subject of the transaction is primarily for a personal, family, or household purpose. The bill provides that a default judgment in such actions shall only be entered if the warrant in debt or civil action to recover a consumer debt includes certain statements and the required notice to the consumer, as described in the bill.
More detail
Finally, the bill directs the Office of the Executive Secretary to promulgate a form for the consumer notice provisions created by the bill. The bill has a delayed effective date of July 1, 2027.
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Where it stands
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Apr 8Acts of Assembly Chapter text (CHAP0395)Latest
- Apr 8Approved by Governor Abigail Spanberger-Chapter395 (Effective 7/1/2027)Became Law
- Mar 17Fiscal Impact Statement from Department of Planning and Budget (HB444)
- Mar 14Governor's Action Deadline 11:59 p.m., April 13, 2026To Governor
- Mar 14Enrolled Bill communicated to Governor on March 14, 2026Minor
- Mar 12Signed by SpeakerMajor
- Mar 11Signed by PresidentMajor
- Mar 11Bill text as passed House and Senate (HB444ER)Major
- Mar 11EnrolledMinor
- Mar 4Senate amendments agreed to by House (75-Y 21-N 0-A)Major
- Vote recorded H VOTE:. Result: pass.Lower
- Mar 2Passed Senate with amendments (40-Y 0-N 0-A)Passed Senate
- Vote recorded Passage R. Result: pass.Upper
- Mar 2Engrossed by Senate as amended
- Mar 2Courts of Justice Amendments agreed toMajor
- Mar 2Read third timeMinor
- Feb 27Passed by for the day Block Vote (Voice Vote)
- Vote recorded Constitutional reading dispensed (on 2nd reading). Result: pass.Upper
- Feb 27Constitutional reading dispensed Block Vote (on 2nd reading) (37-Y 0-N 0-A)
- Feb 27Rules suspended
- Feb 25Reported from Courts of Justice with amendments (14-Y 0-N 1-A)Minor
- Vote recorded Reported from Courts of Justice with amendments. Result: pass.Upper
- Feb 25Senate committee offered
- Feb 18Referred to Committee for Courts of JusticeMinor
- Feb 18Constitutional reading dispensed (on 1st reading)
- Feb 17Read third time and passed House (76-Y 21-N 0-A)Passed House
- Vote recorded H VOTE:. Result: pass.Lower
- Feb 16Engrossed by House - committee substituteMajor
- Feb 16committee substitute agreed toMajor
- Feb 16Read second timeMinor
- Feb 13Read first timeMinor
- Feb 12Fiscal Impact Statement from Department of Planning and Budget (HB444)
- Feb 11Committee substitute printed 26107114D-H1Major
- Vote recorded Reported from Courts of Justice with substitute. Result: pass.Lower
- Feb 11Reported from Courts of Justice with substitute (20-Y 2-N)Minor
- Feb 4Subcommittee recommends reporting with substitute (7-Y 1-N)Major
- Vote recorded Subcommittee recommends reporting with substitute. Result: pass.Lower
- Feb 4House subcommittee offered
- Feb 2Assigned HCJ sub: CivilMinor
- Jan 23Fiscal Impact Statement from Department of Planning and Budget (HB444)
- Jan 12Referred to Committee for Courts of JusticeMinor
- Jan 12Prefiled and ordered printed; Offered 01-14-2026 26101027DIntroduced