Judgment filings include limited details about individual debtors
Starting July 1, 2026, judgment creditors provide limited identifying details for individual debtors when known, either on the judgment or in a separate statement.
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What it does
For an individual debtor, a judgment filing includes limited identifying details, such as the last four Social Security number digits and birth month and year, if known.
Argument forUsing only the last four Social Security number digits and birth month and year could help identify debtors while limiting the personal details recorded.
Argument againstIncluding a driver license number when known could expose a debtor’s identifying information to people who search judgment records.
More detail
A judgment creditor must provide specified information about an individual debtor on the judgment or in a separate statement. This applies to judgments filed in the Registry of Judgments on or after September 1, 1998, and judgments or abstracts recorded with a county recorder after July 1, 2002. For an individual debtor, the identifying details are the last four Social Security number digits, birth month and year, and driver license number, if known. If the required information is in a separate statement, the creditor must provide details known or available from the creditor’s records, the creditor’s attorney’s records, or court records. The creditor must say when information is unknown or unavailable. The law takes effect July 1, 2026.
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