OklahomaOklahoma law links salvage titles to vehicle repair costs
Starting November 1, 2026, Oklahoma links salvage titles and related notices to vehicle repair costs, but the printed cutoff shows both 60% and 70%.
What it does
Safe-repair costs determine when a damaged vehicle gets a salvage title, when its title can be returned without inspection, and when insurers must send notices. The printed cutoff shows both 60% and 70%, so the applicable percentage is unclear.
Argument forOwners whose safe-repair costs fall below the applicable cutoff could keep the regular title under the title-return rule.
Argument againstBecause the printed cutoff shows both 60% and 70%, owners and insurers may be unsure when salvage-title and notice duties apply.
More detail
The law links salvage-title and title-return duties to safe-repair costs, but the printed cutoff is unclear. The clauses cover safe-repair costs for damaged vehicles, including insured and uninsured vehicles. Related clauses address out-of-state title brands and insurer notices. For insured vehicles, the rule applies to a paid claim for a loss below a total loss. It also covers damaged uninsured vehicles. The printed text gives both 60% and 70%, so the applicable cutoff cannot be stated with confidence. The act takes effect November 1, 2026.
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Where it stands
- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- May 13Becomes law without Governor's signature 05/13/2026Latest
- May 6Sent to GovernorTo Governor
- Vote recorded Third Reading. Result: pass.Lower
- May 6Signed, returned to Senate
- May 6Enrolled, to House
- May 6Referred for enrollment
- May 6Signed, returned to Senate
- May 6Third Reading, Measure passed: Ayes: 78 Nays: 13Major
- May 6General Order
- Apr 14CR; Do Pass Commerce and Economic Development Oversight CommitteeMinor
- Vote recorded Commerce And Economic Development Oversight Committee: Do Pass. Result: pass.Lower
- Apr 7Policy recommendation to the Commerce and Economic Development Oversight committee; Do Pass InsuranceMinor
- Vote recorded Insurance Committee: Do Pass. Result: pass.Lower
- Mar 30Referred to InsuranceMinor
- Mar 30Second Reading referred to Commerce and Economic Development OversightMinor
- Feb 24First ReadingMinor
- Feb 24Engrossed to HousePassed House
- Feb 23Referred for engrossment
- Vote recorded Third Reading. Result: pass.Upper
- Feb 23Measure passed: Ayes: 48 Nays: 0Passed Senate
- Feb 23General Order, Considered
- Feb 17Placed on General Order
- Feb 12Reported Do Pass Business and Insurance committee; CR filedMinor
- Vote recorded Do Pass. Result: pass.Upper
- Feb 10Coauthored by Representative Tedford (principal House author)
- Feb 3Second Reading referred to Business and InsuranceMinor
- Feb 2Authored by Senator Reinhardt
- Feb 2First ReadingIntroduced
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