Modifies provisions relating to insurance coverage of orthotic, prosthetic, and assistive devices

MO Healthnet managed care plans and health benefit plans shall ensure access to medically necessary clinical care and to prosthetic, custom orthotic, and assistive devices and technology from at least two providers in the plan's provider network in this state or refer the participant to an out-of-network provider and fully reimburse the out-of-network provider at a mutually agreed-upon rate less participant cost sharing determined on an in-network basis.

A health benefit plan may limit the benefits for, or alter the financial requirements for, out-of-network coverage of orthotic, prosthetic, and assistive devices, but the restrictions and requirements shall not be more restrictive than the out-of-network financial requirements that apply to other out-of-network coverage for basic health care services provided under the health benefit plan. Coverage shall not be subject to any limitations for preexisting conditions.

Before October 1, 2027, each health carrier that issues a health benefit plan providing coverage required under this act shall report to the Director of the Department of Commerce and Insurance certain claims data regarding coverage under this act. The Director shall aggregate the data and submit a report to the General Assembly before December 1, 2027.

The provisions of this act shall apply to a Medicare supplement policy.

This act is substantially similar to HB 2034 (2026). TAYLOR MIDDLETON