A proposed replacement would require health insurers to reimburse covered emergency care given at the scene, including overdose-reversing medicine, for plans issued or renewed from 2027.
The proposed replacement describes covered emergency care at the scene as reimbursable, even if the patient is not taken to a facility. It includes overdose-reversing medicine and bars duplicate payment for one emergency request.
The proposed replacement sets insurer payments by comparing provider charges with a percentage of Medicare's rate. The printed figures are paired, so it is unclear which percentages would apply; eligible rural providers would get an added amount.
Insurers would not require prior approval for listed ground ambulance trips or urgent hospital trips by nonprofit air ambulance providers.
The proposed replacement would require insurers to reimburse covered emergency care given at the scene, including overdose-reversing medicine. This applies to covered services from ambulance services and nontransporting emergency medical service providers, whether or not the patient is taken to another facility. Insurers would not have to reimburse twice when ambulance and nontransporting emergency crews respond to the same request. It would apply to health policies and contracts issued, continued, or renewed in Maine on or after January 1, 2027.
The proposed replacement sets insurer reimbursement using each provider's rate or a percentage of Medicare's rate, whichever is lower. This applies to covered ambulance and nontransporting emergency medical services, whether the provider is in or out of the insurer's network. The text shows paired percentages: 200% and 300% for in-network providers, and 180% and 280% for out-of-network providers. Missing amendment formatting makes it unclear which figures apply. Eligible rural and super rural providers would receive an added amount equal to the extra Medicare reimbursement for the service. It would apply to health policies and contracts issued, continued, or renewed in Maine on or after January 1, 2027.
The proposed replacement would bar insurers from requiring prior approval for specified ambulance transports. This applies to ground ambulance providers and nonprofit air ambulance providers. For ground ambulances, the trips are to a hospital, between hospitals, or from a hospital to a nursing home, hospice, or other defined health care facility. For air ambulances, the provider must be a nonprofit and the trip must be to or between hospitals for urgent care. It would apply to health policies and contracts issued, continued, or renewed in Maine on or after January 1, 2027.
No hearings or votes scheduled.