AN ACT relating to equality in access to financial services.

Create a new section of KRS Chapter 367 to define terms; prohibit financial institutions from discriminating in, or agreeing, conspiring, or coordinating to discriminate in, the provision of financial services by utilizing a social credit score; establish notice requirements when a financial institution refuses to provide, restricts, or terminates financial services; make violation an unfair, false, misleading, or deceptive trade practice in violation of KRS 367.170; establish remedies; authorize enforcement by the Attorney General; require construction in favor of broad protection of conduct, opinions, and beliefs protected by certain laws.