KansasInsurance dispute clauses would count as offers, not agreements
The proposal, which died in committee, would have treated certain insurance dispute clauses as an insurer's offer, with the change taking effect after publication in the statute book.
What it does
The failed proposal would have treated appraisal or arbitration clauses in most insurance contracts as the insurer's offer, rather than a binding agreement. Contracts between insurers, including reinsurance, would be excluded.
Argument forPeople with covered insurance disputes could avoid being bound by a contract clause requiring appraisal or arbitration, while insurers could still offer arbitration.
Argument againstPeople with covered disputes might need to reach a new agreement with the insurer before using arbitration, since the contract clause alone would not bind them.
More detail
An insurance company's appraisal or arbitration clause would not be a binding agreement; it would count as the company's offer to enter arbitration. It would cover insurance contracts between other parties that are entered into or renewed after July 1, 2025. Contracts between insurance companies, including reinsurance contracts, would be excluded. The rule would apply to contracts entered into or renewed after July 1, 2025.
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Where it stands
- Introduced
- Died
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Apr 10Died in CommitteeDied
- 2025
- Feb 7IntroducedMinor
- Feb 7Referred to House Committee on JudiciaryIntroduced
Consumer Protection