Homeowners can access records and use homes for radio and child care

When a member meeting lacks a quorum, a board may set the next year's budget within the applicable limit. These rules concern annual association budgets when the members attending a budget meeting do not reach the quorum required by the governing documents. During the first five years after a developer's first sale to an unaffiliated buyer, the board may set a budget up to 110% of the last approved budget only if the governing documents expressly allow it. After that period, the limit is the lower of 105% of the last approved budget or that budget increased by the average Midwest housing Consumer Price Index increase for the prior 12 months; the governing documents must expressly allow this method. An association established before July 1, 2026, with governing documents that already allowed the 110% limit is exempt from these budget amendments unless it amends or renews those documents after June 30, 2026. These budget provisions take effect July 1, 2026. The five-year period starts with the developer's first sale to a buyer who is not affiliated with the developer.

The seller must give the buyer specified homeowners association information before closing. This applies to property covered by a homeowners association's governing documents; the seller provides the information to the purchaser. The information includes notice that the property is in an association, its recorded governing documents, assessment amounts, and the name and address of a board member, association agent, or management services provider. An association or its agent may charge no more than $250 for a statement of unpaid assessments or other charges. Failure to provide the listed documents does not prevent the association from enforcing its governing documents. The seller must provide the information at least 10 days before the sale closes.

Associations must make specified records and communications available and follow limits on search and service fees. These rules concern association members, homeowners, and owners of lots or homes in the association. Members may inspect financial records after a written request and request board meeting minutes. Members may attend board meetings, but the board may meet privately about overdue assessments or specified legal matters. Associations must share dispute communications with the homeowner and lot information with the lot or home owner. If an association contacts a member about another member's lot, it must copy that member, except when the communication concerns suspected crime or a law enforcement investigation involving that member. Associations may withhold attorney communications and certain legal work, unexecuted contracts, contract negotiations, private account details, legally protected information, records more than two years old, and certain information about suspected crime. Associations must keep covered financial communications for at least two years. The first hour of record search is free; later fees are limited to $35 per hour and $200 total. Service fees are barred except for dues or fines expressly listed in the governing documents; collection efforts for those dues or fines remain allowed. Covered written or electronic communications about association financial transactions must be kept for at least two years after receipt and made available on request during that period.

Associations may not prohibit amateur radio antennas or restrict certain child care in a resident's home. The rules cover homeowners associations and people who own, rent, or lease property in them. The antenna rule covers a person's property that they own, rent, or lease. The child care rule covers a single-family home where the provider lives and that the provider owns, rents, or leases. A licensed Class I child care home provider must live there. The child care rule does not apply to age-restricted communities that comply with the Housing for Older Persons Act of 1995. It does not change other child care laws or affect associations that allowed this home child care before July 1, 2026. These rules apply only to governing documents adopted or amended after June 30, 2026.