IndianaIndiana would bar liens on main homes for health care debt
If passed, collectors could not place legal claims on an Indiana consumer’s main home or have it sold by a court to recover health care debt.
What it does
Anyone owed health care debt could not put a lien, a legal claim against property, on an Indiana consumer’s main home, even after a judgment. Ordinary credit card charges are excluded.
In an Indiana health care debt lawsuit, a court could not tie up a consumer’s main home to secure payment once the case is filed. Ordinary credit card charges are excluded.
In an Indiana health care debt case, a consumer’s main home could not be sold by court order to pay a judgment. Ordinary credit card charges are excluded.
Argument forPeople with health care debt might keep their main home because collectors could not place liens on it or force its sale.
Argument againstCollectors might recover less unpaid health care debt because they could not place a lien on a covered home or force its sale.
More detail
A person owed health care debt could not place or enforce a lien on the covered home. The rule covers a home in Indiana that a consumer owns or is buying and that serves as the main home of the consumer or a dependent. The debt may be alleged or confirmed and may cover health care services, products, or devices. Ordinary credit card charges are excluded, but charges on cards offered specifically to pay for health care are covered. The rule would take effect upon passage.
An Indiana court could not hold the covered home as security for payment in a health care debt case. It covers an Indiana lawsuit over health care debt and a home the consumer owns or is buying that serves as the main home of the consumer or a dependent. The debt may be alleged or confirmed. Ordinary credit card charges are excluded, unless the card was offered specifically to pay for health care. If enacted, the rule would take effect upon passage and apply from the filing of the debt collection complaint onward.
An Indiana court could not order the covered home sold to pay a judgment for health care debt. It covers an Indiana lawsuit over health care debt and a home the consumer owns or is buying that serves as the main home of the consumer or a dependent. The debt may be alleged or confirmed. Ordinary credit card charges are excluded, unless the card was offered specifically to pay for health care. The rule would take effect upon passage.
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Where it stands
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2025
- Dec 5First reading: referred to Committee on JudiciaryLatest
- Dec 5Authored by Representative SummersIntroduced
HealthcareHousingConsumer Protection