People covered by health policies or hospital and medical plans must receive coverage for standard fertility-preserving care when cancer treatment is likely to affect fertility.
Health policies and hospital or medical plans must cover standard fertility-preserving care for covered people facing cancer treatment likely to affect fertility. Experimental procedures, third-party reproduction, and storage are excluded.
Individual and group health insurance policies and hospital or medical service plans must cover standard fertility-preserving services for eligible people. This covers insured people, plan members, and their covered dependents who may undergo cancer-related treatment likely to cause infertility. Coverage excludes experimental or unestablished procedures, third-party assisted reproduction procedures, and services related to storage. Plans may not restrict required coverage based on a prior diagnosis or fertility treatment, or discriminate based on life expectancy, disability, medical dependency, quality of life, or other health conditions. Other coverage limits must be based on the person's medical history and clinical guidelines following the full 2018 American Society of Clinical Oncology guidelines. The coverage applies to policies and plan contracts issued or renewed after December 31, 2026.
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