Delaware task force must propose ways to lower car insurance costs

The task force must develop a proposed schedule of medical costs or medical cost caps. The proposals concern personal and business car insurance in Delaware. The task force must work with the Insurance Department, which must get insurers' help to estimate possible effects on premiums. The task force's first meeting was due no later than September 1, 2025.

The task force must send written ideas for lowering car insurance costs. Lawmakers receive ideas for changing laws, and the Insurance Commissioner receives ideas for changing rules. Both sets of recommendations were due no later than January 30, 2026.

The task force must make public participation possible throughout its discussions. These rules cover the task force's discussions and official decisions. Official findings and recommendations require approval by a majority of task force members.