ColoradoHealth Insurance Affordability Enterprise Update
What it does
Beginning in 2026, the bill authorizes an increase to the health insurance affordability fee assessed and collected from insurance carriers (carriers) by up to one percentage point to implement and administer the health insurance affordability enterprise (HIAE). The bill includes objectives for the commissioner of insurance (commissioner) to consider in determining whether to increase the HIAE fee, including, in part, maintaining HIAE programs to achieve a premium reduction in the reinsurance program and to provide subsidies for individuals with low income who purchase insurance on the Colorado health benefit exchange. The commissioner shall notify carriers of the amount of the HIAE fee for the upcoming calendar year.
More detail
The bill changes the allocation of the HIAE fee assessed for 2026, dedicating up to 40% each to state-subsidized individual health coverage plans purchased by qualified individuals and to the reinsurance program cash fund, with the remaining revenue allocated for other purposes specified in the bill, including new and emerging health insurance affordability initiatives.
The bill authorizes the enterprise to seek, accept, and expend gifts, grants, or donations for the purposes of the HIAE. (Note: This summary applies to this bill as introduced.)
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Where it stands
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2025
- May 6House Committee on Finance Postpone IndefinitelyLatest
- Apr 24House Committee on Finance Witness Testimony and/or Committee Discussion Only
- Mar 26House Committee on Health & Human Services Refer Amended to FinanceMinor
- Mar 5Introduced In House - Assigned to Health & Human ServicesIntroduced