California FAIR Plan Association: automatic payments.
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What it does
Official summary
Existing law establishes the California FAIR Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing law authorizes cancellation of an insurance policy for nonpayment of premium, and requires an insurer to notify a policyholder at least 10 calendar days before the policy will be canceled for nonpayment.
More detail
This bill, on or before April 1, 2026, would require the California FAIR Plan Association to create an automatic payment system and accept automatic payments for premiums from policyholders. The bill would prohibit cancellation or nonrenewal of a FAIR Plan policy solely because the policyholder is not enrolled in automatic payments. The bill would provide a period for the policyholder to pay any outstanding installment premium, in accordance with the existing 10-calendar-day notice requirement.
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Where do you stand?
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Tell your reps
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More on this bill
Where it stands
Introduced
Passed Assembly
Passed Senate
To Governor
Became Law
Looking ahead
No hearings or votes scheduled.
History
2025
Oct 9Chaptered by Secretary of State - Chapter 475, Statutes of 2025.Latest
Sep 24Enrolled and presented to the Governor at 3 p.m.To Governor
Sep 13
Vote recorded AB 290 Bauer-Kahan Concurrence in Senate Amendments. Result: pass.Lower
Sep 12Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 80. Noes 0. Page 3423.).Major
Sep 12In Assembly. Concurrence in Senate amendments pending.
Sep 11Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2887.).Passed Senate
Vote recorded 3rd Reading AB290 Bauer-Kahan et al. By Allen. Result: pass.Upper
Sep 8Read second time. Ordered to third reading.Minor
Sep 5Read third time and amended. Ordered to second reading.Major
Aug 26Read second time. Ordered to third reading.Minor
Aug 25Read third time and amended. Ordered to second reading.Major
Aug 21Ordered to third reading.Minor
Aug 21From Consent Calendar.
Aug 20Read second time. Ordered to Consent Calendar.Minor
Aug 19From committee: Be ordered to second reading file pursuant to Senate Rule 28.8 and ordered to Consent Calendar.Minor
Jul 10From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 7. Noes 0.) (July 9). Re-referred to Com. on APPR.Minor
Jul 9
Vote recorded Do pass, but first be re-referred to the Committee on [Appropriations] with the recommendation: To Consent Calendar. Result: pass.Upper
Jul 3From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.Major
Jun 17From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.Major
Jun 9In committee: Set, first hearing. Hearing canceled at the request of author.
May 28Referred to Com. on INS.Minor
May 20In Senate. Read first time. To Com. on RLS. for assignment.Minor
May 19Read third time. Passed. Ordered to the Senate. (Ayes 75. Noes 0. Page 1602.)Passed Assembly
Vote recorded AB 290 Bauer-Kahan Assembly Third Reading. Result: pass.Lower
May 15Read second time. Ordered to third reading.Minor
May 14From committee: Do pass. (Ayes 15. Noes 0.) (May 14).Minor
Vote recorded Do pass. Result: pass.Lower
May 5Re-referred to Com. on APPR.Minor
May 1Read second time and amended.Major
Apr 30From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 16. Noes 0.) (April 30).Major
Vote recorded Do pass as amended and be re-referred to the Committee on [Appropriations]. Result: pass.Lower
Apr 22Re-referred to Com. on INS.Minor
Apr 21From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.Major
Apr 7Re-referred to Com. on INS. pursuant to Assembly Rule 96.Minor
Apr 7Re-referred to Com. on HEALTH.Minor
Apr 3From committee chair, with author's amendments: Amend, and re-refer to Com. on HEALTH. Read second time and amended.Major
Mar 24In committee: Hearing postponed by committee.
Feb 19Re-referred to Com. on HEALTH.Minor
Feb 18From committee chair, with author's amendments: Amend, and re-refer to Com. on HEALTH. Read second time and amended.Major
Feb 10Referred to Coms. on HEALTH and JUD.Minor
Jan 23From printer. May be heard in committee February 22.