Ride and delivery companies would set minimum pay and insurance

Ride companies would pay drivers at least 120% of the state minimum wage for prearranged rides, plus pay for each mile. Delivery companies would pay couriers the same minimum rate for delivery work, plus mileage pay. The pay rules cover drivers during prearranged rides and couriers while providing delivery services. Customer tips do not count toward the pay the company must provide. The per-mile amount would be adjusted for inflation each January 1, based on the previous calendar year's increase in the urban Alaska Consumer Price Index.

Companies would maintain accident insurance for covered injuries, including medical, disability, death, and burial benefits. The coverage is for drivers and couriers injured while taking a prearranged ride or providing delivery services. The policy must provide at least $1 million in combined coverage for each accident. Disability benefits are based on weekly earnings and capped; workers earning below the stated minimum receive their full average weekly earnings. Medical and disability benefits may last up to 104 weeks after an injury.

Companies would maintain primary auto insurance for ride and delivery work, with minimum coverage amounts that depend on whether a worker is waiting for work or carrying out a ride or delivery. The ride and delivery coverage rules apply to drivers and couriers using motor vehicles through company networks. The separate rule covers operators transporting people for hire. While logged on and available, liability coverage must meet stated minimums of $50,000 per person, $100,000 per incident, and $25,000 for property damage. During a ride or delivery, liability coverage must be at least $1 million, with at least $500,000 in uninsured or underinsured motorist coverage. A separate rule requires at least $1 million in liability coverage for vehicles transporting people for hire. The stated coverage amounts apply while workers are logged on and available, during a prearranged ride, or while providing delivery services, as specified for each coverage level.

The text describes conditions under which ride and delivery companies would treat drivers and couriers as independent contractors, not employees, for specified state laws. It also lists them among people outside the workers' compensation chapter. The provisions name transportation network company drivers and delivery network company couriers. For the specified independent-contractor treatment, a company must not set specific log-on hours, bar workers from using other networks, or restrict other work. It must also have a written agreement stating that the worker is an independent contractor.