United StatesTRUST Act of 2025
What it does
This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
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Where it stands
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- May 13Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Latest
- May 12Mr. Hill (AR) moved to suspend the rules and pass the bill.
- May 12Considered under suspension of the rules. (consideration: CR H3357-3359)
- May 12DEBATE - The House proceeded with forty minutes of debate on H.R. 4478.
- May 12Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)Passed House
- May 12Motion to reconsider laid on the table Agreed to without objection.
- 2025
- Sep 8Reported by the Committee on Financial Services. H. Rept. 119-252.
- Sep 8Placed on the Union Calendar, Calendar No. 209.
- Jul 23Committee Consideration and Mark-up Session Held
- Jul 23Ordered to be Reported by the Yeas and Nays: 48 - 0.
- Jul 22Committee Consideration and Mark-up Session Held
- Jul 17Introduced in House
- Jul 17Referred to the House Committee on Financial Services.Introduced