Rhode IslandMortgage lenders may send foreclosure notices by regular mail
People facing a mortgage foreclosure may receive the sale notice by First Class Mail or overnight delivery, with at least 30 days’ notice for individual consumers.
What it does
Mortgage lenders may send a foreclosure sale notice by First Class Mail or overnight delivery instead of certified mail with a return receipt.
Argument forLenders could choose First Class Mail or overnight delivery to send the required sale notice, giving them more ways to deliver it.
Argument againstHomeowners might have less proof that a foreclosure notice arrived because First Class Mail does not require a signed delivery receipt.
More detail
Mortgage lenders may send the required foreclosure sale notice by First Class Mail or overnight delivery. The notice goes to the mortgagor at the property address and, if different, the address on file with the local tax assessor or another address the mortgagor gave the lender in writing. The notice must state the time and place of the sale and go to the required addresses. Lenders must send notice at least 30 days before the first published sale notice for an individual consumer mortgagor, or at least 20 days before it for other mortgagors.
Where do you stand?
Choose your position
Tell your reps
Take a position to see your representatives and ways to contact them.
Where it stands
- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Jun 2406/24/2026 Signed by Governor Dan McKeeBecame Law
- Jun 1806/18/2026 Transmitted to GovernorTo Governor
- Jun 1106/11/2026 House passed as amended in concurrencePassed House
- Vote recorded Passage. Result: pass.Upper
- Vote recorded IN CONCURRENCE. Result: pass.Upper
- Vote recorded Passage. Result: pass.Upper
- Jun 1106/11/2026 Placed on House Calendar (06/11/2026)Minor
- Jun 1106/11/2026 Senate passed as amended (floor amendment)Passed Senate
- Jun 906/09/2026 Placed on Senate Calendar (06/11/2026)Minor
- Jun 906/09/2026 Committee recommends passageMinor
- Jun 506/05/2026 Scheduled for hearing and/or consideration (06/09/2026)
- Jun 506/05/2026 Introduced, referred to Senate JudiciaryIntroduced
Housing