Rhode IslandMortgage lenders may use new delivery methods for foreclosure notices
Mortgage lenders may send foreclosure sale notices by first-class mail or overnight delivery, and this law took effect upon passage.
What it does
Mortgage lenders may send foreclosure sale notices by first-class mail or overnight delivery. The notice must state when and where the sale will happen.
Argument forLenders could send foreclosure sale notices by first-class mail or overnight delivery, which may be easier than using certified mail with a return receipt.
Argument againstFirst-class mail could leave lenders with less proof that a borrower received a foreclosure sale notice than certified mail with a return receipt.
More detail
The law allows mortgage lenders to send foreclosure sale notices by first-class mail or overnight delivery instead of certified mail with a return receipt. This applies to notices sent to a person who owes a mortgage before a property is sold under the mortgage’s power of sale. The notice must state the time and place of the sale and be sent to the addresses specified by law. The law took effect upon passage.
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Where it stands
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Jun 2406/24/2026 Signed by Governor Dan McKeeBecame Law
- Jun 1806/18/2026 Transmitted to GovernorTo Governor
- Jun 1106/11/2026 House passed as amended in concurrenceMajor
- Vote recorded IN CONCURRENCE. Result: pass.Lower
- Jun 1106/11/2026 Placed on House Calendar (06/11/2026)Minor
- Jun 1106/11/2026 Senate passed as amended (floor amendment)Passed Senate
- Jun 1106/11/2026 Placed on Senate Calendar (06/11/2026)Minor
- Jun 906/09/2026 Committee recommends passage in concurrenceMinor
- Jun 506/05/2026 Scheduled for hearing and/or consideration (06/09/2026)
- May 505/05/2026 Referred to Senate JudiciaryMinor
- Apr 2804/28/2026 House read and passedPassed House
- Vote recorded PASSAGE. Result: pass.Lower
- Apr 2404/24/2026 Placed on House Calendar (04/28/2026)Minor
- Apr 1604/16/2026 Committee recommends passageMinor
- Apr 1004/10/2026 Scheduled for consideration (04/16/2026)
- Mar 2603/26/2026 Committee recommended measure be held for further studyMinor
- Mar 2003/20/2026 Scheduled for hearing and/or consideration (03/26/2026)
- Feb 2602/26/2026 Committee postponed at request of sponsor
- Feb 1902/19/2026 Scheduled for hearing and/or consideration (02/26/2026)
- Feb 1102/11/2026 Introduced, referred to House JudiciaryIntroduced
Housing