Drivers would secure children; insured people could arbitrate claim disputes

Drivers carrying passengers under 16 would secure them in a child restraint or seat belt. These rules apply to drivers carrying passengers younger than 16. Children must use a restraint suited to their height and weight under the text's age and size rules. The text allows limited front-seat use and allows a lap belt for some children when no suitable lap-and-shoulder-belt seat is available. This section would apply to offenses committed on or after December 1, 2026.

An insured person could demand arbitration over certain disagreements with an insurer about an uninsured or underinsured vehicle claim. The option covers claims under uninsured or underinsured motorist coverage. The disagreement must concern whether the insured may recover damages or the amount of those damages. If the insured has filed a lawsuit, it must meet the accident state's filing deadline, and the insured must demand arbitration in writing within 30 days after filing. For underinsured claims, the insurer must receive notice within 30 days after the latest listed payment, policy-exhaustion, or lawsuit event. If enacted, this section would take effect when the act becomes law and apply to covered claims still pending and not finally decided or settled on that date.