New JerseyHealth plans would offer continued coverage to some disabled adult children
Health plans would have to offer continued dependent coverage to some adult children with disabilities who rely on a parent for support.
What it does
Health insurers and group health plans would have to make dependent coverage available to some adult children with disabilities after they reach the plan’s age limit. A replacement plan must also offer coverage to a child who met the stated conditions under the previous plan.
Argument forEligible adults could keep access to a parent’s health plan after reaching its age limit, which may help them maintain coverage.
Argument againstLocal governments and school districts that insure these dependents could face higher costs, including higher costs when they negotiate future insurance contracts.
More detail
Health insurers and group health plans would have to make dependent coverage available to certain adult children with disabilities. This applies to adult children who meet the disability, support, and continuous coverage conditions. The adult child must be unable to work to support themselves because of a physical or intellectual disability and rely on the plan subscriber for support and maintenance. The disability must have started before the plan’s age limit. The child must have joined the plan before reaching that limit and stayed continuously covered. A plan replacing one that covered a child who meets these conditions must offer dependent coverage to that child. The coverage would continue beyond the plan’s age limit. The text gives no end date.
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Where it stands
- Introduced
- Passed 1st Chamber
- Passed 2nd Chamber
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Sep 28Received in the Senate, Referred to Senate Commerce CommitteeLatest
- Jun 30Passed by the Assembly (79-0-0)Passed 1st Chamber
- Vote recorded 3RDG FINAL PASSAGE. Result: pass.Lower
- Jun 28Reported out of Assembly Committee, 2nd ReadingMinor
- Vote recorded Reported favorably out of committee. Result: pass.Lower
- Jun 28Transferred to Assembly Budget CommitteeMinor
- Jun 15Reported out of Asm. Comm. with Amendments, and Referred to Assembly Appropriations CommitteeMinor
- Vote recorded Reported out of Assembly committee with amendments. Result: pass.Lower
- Feb 12Reported out of Asm. Comm. with Amendments, and Referred to Assembly Oversight, Reform and Federal Relations CommitteeMinor
- Vote recorded Reported out of Assembly committee with amendments. Result: pass.Lower
- Jan 13Introduced, Referred to Assembly Financial Institutions and Insurance CommitteeIntroduced
HealthcareDisability Rights