New HampshireNew Hampshire housing authority can borrow under three $1 billion limits
New Hampshire’s Housing Finance Authority can borrow under three separate $1 billion limits, including one for loans involving homes with up to four family units.
What it does
New Hampshire’s Housing Finance Authority has a $1 billion general debt limit. Two additional borrowing categories each have a separate $1 billion limit.
A separate $1 billion borrowing limit covers loans and related financing for homes with up to four family units, including one an eligible owner occupies or plans to occupy.
A third $1 billion borrowing limit lets the authority borrow for any purpose allowed by its governing law. This category is separate from the other two.
Argument forBorrowing under the home-loan limit could help the authority finance home purchases and repairs for eligible people and families.
Argument againstBorrowing under these limits could strain the authority’s finances because it must use its revenues and money to repay the debt.
More detail
New Hampshire’s Housing Finance Authority may have up to $1 billion in unpaid principal under its general debt limit. The limit counts borrowed money that remains unpaid, rather than interest owed. The two additional borrowing categories have separate limits. Debt being replaced through new borrowing is excluded when calculating total outstanding debt. The law’s three borrowing limits took effect September 13, 2026.
The authority may issue up to $1 billion in notes and bonds, which are forms of borrowing, for specified home-loan purposes. The money can fund eligible home purchases, construction, and repairs, along with refinancing and related financing costs. The housing must have no more than four family units, including one an eligible owner occupies or plans to occupy. This borrowing is allowed in addition to debt under the general limit.
The authority may issue another category of notes and bonds up to $1 billion. The money may support any purpose allowed by the law governing the Housing Finance Authority. This borrowing is allowed in addition to the other two categories. The authority’s revenues and money back repayment, with particular revenues reserved for lenders when their agreements require it.
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Where it stands
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Jul 20Signed by Governor Kelly Ayotte Ayotte 07/15/2026; Chapter 320; eff.09/13/2026Became Law
- Jul 6Enrolled Adopted, VV, (In recess 06/04/2026); SJ 15To Governor
- Jul 6Enrolled (in recess of) 06/04/2026 HJ 15 P. 56
- Jun 23Enrolled Bill Amendment # 2026-2182e: AA VV (in recess of) 06/04/2026 HJ 15 P. 52
- Jun 23Enrolled Bill Amendment # 2026-2182e Adopted, VV, (In recess of 06/04/2026); SJ 14Major
- Jun 4Conference Committee Report 2026-2071c: Adopted, VV 06/04/2026 HJ 15 P. 12
- Jun 4Conference Committee Report # 2026-2071c, Adopted, VV; 06/04/2026; SJ 14
- May 28Conference Committee Report Filed, # 2026-2071c; 06/04/2026
- May 26Conference Committee Meeting: 05/26/2026 01:00 pm GP 228
- May 13President Appoints: Senators Gray, Innis, Rosenwald; (In Recess 05/07/2026); SJ 12
- May 13Sen. Gray Accedes to House Request for Committee of Conference, MA, VV; (In recess 05/07/2026); SJ 12
- May 7Speaker Appoints: Reps. Sweeney, D. McGuire, Alexander Jr., Leishman 05/07/2026 HJ 12 P. 39
- May 7House Non-Concurs with Senate Amendment 2026-1388s (Rep. Weyler): MA VV 05/07/2026 HJ 12 P. 39
- Apr 16Ought to Pass with Amendment # 2026-1388s, MA, VV; OT3rdg; 04/16/2026; SJ 9Passed Senate
- Apr 16Committee Amendment # 2026-1388s, AA, VV; 04/16/2026; SJ 9
- Apr 8Committee Report: Ought to Pass with Amendment # 2026-1388s, 04/16/2026; Vote 6-0; CC; SC 14Minor
- Apr 2Hearing: 04/07/2026, Room 103, SH, 01:16 pm, on proposed non-germane amendment # 2026-1285s; SC 13Minor
- Mar 19Hearing: 03/24/2026, Room 103, SH, 01:30 pm; SC 11
- Mar 17Introduced 03/12/2026 and Referred to Finance; SJ 7Minor
- Mar 11Ought to Pass with Amendment 2026-0859h: MA DV 175-141 03/11/2026 HJ 7 P. 173Passed House
- Mar 11Amendment # 2026-0859h: AA VV 03/11/2026 HJ 7 P. 173
- Mar 3Minority Committee Report: Inexpedient to Legislate
- Mar 3Majority Committee Report: Ought to Pass with Amendment # 2026-0859h 02/20/2026 (Vote 16-9; RC) HC 10 P. 47Minor
- Feb 17Executive Session: 02/20/2026 02:30 pm GP 230
- Feb 13Division I Work Session: 02/20/2026 11:00 am GP 230
- Feb 2Division I Work Session: 02/09/2026 10:00 am GP 234
- Jan 15Public Hearing: 01/30/2026 10:00 am GP 230
- Jan 14==CANCELLED== Public Hearing: 01/22/2026 10:00 am GP 230
- 2025
- Nov 7Introduced 01/07/2026 and referred to Finance HJ 1 P. 3Introduced
Housing