MontanaBusinesses would disclose credit card fees before customers finish paying
Landlords and businesses would be allowed to charge credit card fees up to 3%, unless a contract provides otherwise, and would have to disclose them before charging.
What it does
Landlords, businesses, and others collecting payments would be allowed to charge credit card fees up to 3% of the transaction amount, unless a contract provides otherwise.
Anyone charging consumers a credit card fee would have to clearly disclose it before charging the fee and before the transaction is complete.
Argument forClear notice before payment is complete could help consumers spot added fees and decide whether to finish the purchase.
Argument againstThe contract exception could let businesses charge consumers more than 3%, leaving some customers without the stated fee limit.
More detail
People and businesses collecting payments would be allowed to charge consumers a fee for paying by credit card. The rule would cover landlords, property managers, businesses, people collecting debts, and other parties charging consumers. A contract could provide a different fee instead of the 3% limit.
Anyone charging consumers a credit card fee would have to clearly disclose it. Disclosure would have to happen before the fee is charged and before the credit card transaction is complete.
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Where it stands
- Introduced
- Died
Looking ahead
No hearings or votes scheduled.
History
- 2025
- May 23(S) Died in CommitteeDied
- Apr 25(H) Conference Committee Appointed
- Apr 25(S) Conference Committee Appointed
- Apr 17(S) 2nd Reading House AmendmentsMinor
- Vote recorded Do Not Concur. Result: pass.Upper
- Apr 17(S) Scheduled for 2nd ReadingMinor
- Apr 12(H) Returned to Senate with Amendments
- Apr 11(H) 3rd Reading
- Vote recorded Do Concur. Result: pass.Lower
- Apr 11(H) Scheduled for 3rd ReadingMinor
- Apr 10(H) 2nd ReadingMinor
- Vote recorded Do Concur. Result: pass.Lower
- Apr 10(H) Scheduled for 2nd ReadingMinor
- Apr 8(H) Committee Report - (H) Business and Labor
- Vote recorded be_concurred_in_as_amended. Result: pass.Lower
- Apr 8(H) Committee Executive Action - (H) Business and Labor
- Mar 17(H) Hearing - (H) Business and Labor
- Mar 17(H) 1st Reading
- Mar 17(H) Referred to Committee - (H) Business and LaborMinor
- Mar 7(S) Transmitted to House
- Vote recorded Do Pass. Result: pass.Upper
- Mar 7(S) 3rd Reading
- Mar 7(S) Scheduled for 3rd ReadingMinor
- Mar 6(S) 2nd ReadingMinor
- Vote recorded Do Pass. Result: pass.Upper
- Mar 6(S) Committee Report - (S) Business, Labor and Economic Affairs
- Mar 4(S) Committee Executive Action - (S) Business, Labor and Economic Affairs
- Vote recorded do_pass. Result: pass.Upper
- Feb 28(S) Hearing - (S) Business, Labor and Economic Affairs
- Feb 28(S) Referred to Committee - (S) Business, Labor and Economic AffairsMinor
- Feb 27(S) 1st Reading
- Feb 27(S) Introduced
- Feb 25(LC) Draft Delivered to Requester
- Feb 4(LC) Draft Ready for Delivery
- Feb 3(LC) Draft in Assembly
- Feb 3(LC) Draft in Final Drafter Review
- Feb 1(LC) Draft in Input/Proofing
- Jan 31(LC) Draft in Edit
- Jan 30(LC) Draft in Legal Review
- Jan 28(LC) Draft Taken Off Hold
- 2024
- Dec 13(LC) Draft On Hold
- Dec 13(LC) Drafter AssignedIntroduced
Consumer Protection