If enacted, certain individual, state employee, university, and self-funded health plans would cover standardized behavioral health screenings without patient charges beginning January 1, 2026.
Certain individual health plans would cover standardized, evidence-based behavioral health screenings without an out-of-pocket charge.
State employee and university health plans would cover standardized, evidence-based behavioral health screenings without an out-of-pocket charge, with several listed benefit types excluded.
Certain self-funded employer health arrangements would also have to follow the behavioral health screening coverage rule.
Covered health insurers would have to pay for behavioral health screening assessments without charging the insured person or subscriber. The requirement would apply to individual disability policies, insurance certificates, and membership contracts delivered, issued, renewed, extended, or changed in Montana. The assessment would have to use a standardized, evidence-based instrument. The requirement would apply to policies, certificates, and contracts issued or renewed on or after January 1, 2026, if enacted.
State employee and Montana university health plans would have to cover behavioral health screening assessments without charging the insured person or subscriber. The requirement would apply to state employee group benefit plans and Montana university system group benefit plans, but not listed employee benefits such as disability income, dental, vision, or long-term care policies. The assessment would have to use a standardized, evidence-based instrument. The requirement would apply to policies, certificates, and contracts issued or renewed on or after January 1, 2026, if enacted.
Self-funded multiple employer welfare arrangements subject to Montana insurance rules would also be subject to the behavioral health screening coverage requirement. The provision would apply to self-funded multiple employer welfare arrangements covered by the listed insurance-code provisions, while other Title 33 rules generally would not apply unless this chapter says otherwise. The provision would apply to arrangements governed by the act on or after January 1, 2026, if enacted.
No hearings or votes scheduled.