IowaIowa law bars insurers from penalizing living organ donors
Iowa law bars insurers from denying coverage or changing policy terms solely because someone donated an organ while alive.
What it does
Insurers may not deny or limit life, disability, or long-term care coverage, or change other policy terms, solely because someone donated an organ while alive.
Argument forLiving donors could keep or seek coverage without being denied, charged more, or treated differently solely because they donated an organ.
Argument againstInsurers may have less flexibility to set policy terms when a person’s living-donor status alone would affect their decision.
More detail
The law bars insurers from denying coverage or changing policy terms solely because someone is a living organ donor. It covers people taking part in life, disability, or long-term care insurance who have donated all or part of an organ while alive. It also bars insurers from requiring someone to give up the right to become a donor to keep coverage. The bar applies only when donor status is the sole basis for the insurer’s decision.
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Where it stands
- Introduced
- Passed 1st Chamber
- Passed 2nd Chamber
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- May 15Signed by Governor Kim Reynolds.Became Law
- May 6Reported correctly enrolled, signed by Speaker and President, and sent to Governor.To Governor
- Apr 15Message from Senate.
- Vote recorded Shall the bill pass? Result: pass.Upper
- Apr 15Immediate message.
- Apr 15Passed Senate, yeas 47, nays 0.Passed 2nd Chamber
- Mar 26Placed on calendar under unfinished business.
- Mar 18Placed on calendar.
- Mar 18Committee report, recommending passage.Minor
- Mar 11Subcommittee recommends passage.Minor
- Mar 10Subcommittee Meeting: 03/11/2026 10:00AM Senate Lounge.
- Mar 10Subcommittee: Warme, Bisignano, and Zumbach.
- Mar 3Read first time, referred to Commerce.Minor
- Mar 3Message from House.
- Mar 2Immediate message.
- Vote recorded Shall the bill pass? Result: pass.Lower
- Mar 2Passed House, yeas 90, nays 0.Passed 1st Chamber
- Feb 19Introduced, placed on calendar.Introduced
Healthcare