IowaIowa law delays certain health plan costs until enrollees meet deductibles
Iowa law applies certain cost sharing only after enrollees in covered high-deductible plans meet the minimum deductible, with an exception for preventive care.
What it does
When certain cost sharing could make an enrollee ineligible for a linked health savings account, the plan applies it only after the enrollee meets the minimum deductible. Preventive care is excepted.
Argument forEnrollees could keep health savings account eligibility when certain cost sharing might otherwise put it at risk.
Argument againstEnrollees could face more costs before other cost sharing applies because the rule ties those payments to meeting the plan's minimum deductible.
More detail
The law applies certain cost sharing only after an enrollee meets the plan's minimum deductible. The rule covers enrollees under Iowa Code chapters 509 and 514A whose qualified high-deductible health plans are linked to health savings accounts. This applies when a copayment, coinsurance, or deductible payment may make the enrollee ineligible for a health savings account linked to the plan. Preventive care items and services are excepted.
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Where it stands
- Introduced
- Passed 1st Chamber
- Passed 2nd Chamber
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- May 15Signed by Governor Kim Reynolds.Became Law
- May 6Reported correctly enrolled, signed by Speaker and President, and sent to Governor.To Governor
- Apr 15Message from Senate.
- Vote recorded Shall the bill pass? Result: pass.Upper
- Apr 15Immediate message.
- Apr 15Passed Senate, yeas 47, nays 0.Passed 2nd Chamber
- Apr 15Substituted for SF 2452.
- Apr 2Read first time, attached to SF 2452.Minor
- Apr 2Message from House.
- Apr 1Immediate message.
- Vote recorded Shall the bill pass? Result: pass.Lower
- Apr 1Passed House, yeas 92, nays 0.Passed 1st Chamber
- Mar 19Placed on calendar under unfinished business.
- Jan 28Introduced, placed on calendar.Introduced
Healthcare