IllinoisIllinois law directs repeal of the Educational Loan Default Act
Illinois law directs repeal of the entire Educational Loan Default Act, with the repeal effective July 31, 2026.
What it does
Illinois law directs repeal of the entire Educational Loan Default Act. This provision took effect July 31, 2026, when the governor approved the law.
Argument forRemoving a separate education loan law could give people handling unpaid loans one fewer law to consult.
Argument againstPeople handling unpaid education loans might face uncertainty about which rules apply because the repeal supplies no replacement rules.
More detail
Illinois law directs repeal of the Educational Loan Default Act. The provision covers the entire Educational Loan Default Act. The repeal takes effect upon becoming law. The recorded approval and effective date are July 31, 2026.
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Where it stands
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Jul 31Public Act . . . . . . . . . 104-0672Latest
- Jul 31Effective Date July 31, 2026
- Jul 31Governor J. B. Pritzker ApprovedBecame Law
- Jun 18Sent to the GovernorTo Governor
- Jun 1Added as Alternate Co-Sponsor Sen. Mattie Hunter
- May 31Added as Alternate Co-Sponsor Sen. David Koehler
- May 31Added as Alternate Co-Sponsor Sen. Mary Edly-Allen
- May 21Passed Both Houses
- Vote recorded Third Reading. Result: pass.Upper
- May 21Third Reading - Passed; 058-001-000Passed Senate
- May 19Placed on Calendar Order of 3rd Reading **
- May 14Placed on Calendar Order of 3rd Reading May 18, 2026
- May 14Second ReadingMinor
- May 6Placed on Calendar Order of 2nd Reading May 7, 2026Minor
- Vote recorded Do Pass. Result: pass.Upper
- May 6Do Pass State Government; 010-000-000
- Apr 28Assigned to State GovernmentMinor
- Apr 15Referred to Assignments
- Apr 15First ReadingMinor
- Apr 15Chief Senate Sponsor Sen. Paul Faraci
- Apr 15Placed on Calendar Order of First ReadingMinor
- Apr 15Arrive in SenateMinor
- Apr 14Third Reading - Short Debate - Passed 106-000-000Passed House
- Vote recorded Third Reading. Result: pass.Lower
- Apr 14Placed on Calendar Order of 3rd Reading - Short Debate
- Apr 10Held on Calendar Order of Second Reading - Short DebateMinor
- Apr 10Second Reading - Short DebateMinor
- Mar 30Added Chief Co-Sponsor Rep. Carol Ammons
- Mar 26Placed on Calendar 2nd Reading - Short DebateMinor
- Mar 25Do Pass / Short Debate Higher Education Committee; 010-000-000
- Vote recorded Do Pass. Result: pass.Lower
- Mar 18Assigned to Higher Education CommitteeMinor
- Feb 6Referred to Rules Committee
- Feb 6First ReadingMinor
- Jan 29Filed with the Clerk by Rep. La Shawn K. FordIntroduced
Education