FloridaInsurers must check identities for electronic salvage and destruction signatures
Insurers handling electronic signatures for salvage titles or destruction certificates must check signers’ identities, protect signature records, and meet specified federal security standards.
What it does
Insurers or their authorized agents must check identity and protect electronic signatures for salvage titles or destruction certificates. Their systems must meet all three required federal assurance ratings.
Argument forIdentity checks and secure signature records could help insurers detect fraudulent signatures on salvage titles or destruction certificates.
Argument againstThe required identity checks could add steps for people signing electronically when insurers handle salvage titles or destruction certificates.
More detail
Insurance companies or their authorized agents must use procedures to check signers’ identities and protect electronic signature records. These requirements cover electronic signatures for salvage titles and certificates of destruction. Insurers must preserve and manage signature records, keep them secure and confidential, and make them available for audits. The procedures must be acceptable to the state office overseeing these certificates. The system must meet at least Level 2 in each of three federal measures of identity security: Identity Assurance, Authenticator Assurance, and Federation Assurance. The law took effect July 1, 2026. The required ratings follow National Institute of Standards and Technology Special Publication 800-63-3 as of December 1, 2017.
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Where it stands
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Apr 30Chapter No. 2026-56Latest
- Apr 29Approved by Governor Ron DeSantisBecame Law
- Apr 21Signed by Officers and presented to GovernorTo Governor
- Mar 4Ordered enrolledMinor
- Vote recorded Third Reading. Result: pass.Upper
- Mar 4In Messages
- Mar 4CS passed; YEAS 37 NAYS 0Passed Senate
- Mar 4Read 3rd timeMinor
- Mar 4Read 2nd timeMinor
- Mar 4Substituted for CS/SB 684
- Mar 4Placed on Calendar, on 2nd reading
- Mar 4Withdrawn from RulesMajor
- Feb 26ReceivedMinor
- Feb 26Referred to RulesMinor
- Feb 25In Messages
- Vote recorded Passage, Third Reading. Result: pass.Lower
- Feb 25CS passed; YEAS 113, NAYS 0Passed House
- Feb 25Read 3rd timeMinor
- Feb 25Added to Third Reading Calendar
- Feb 25Read 2nd timeMinor
- Feb 19Bill added to Special Order Calendar (2/25/2026)
- Feb 17Added to Second Reading Calendar
- Vote recorded Favorable (State Affairs Committee). Result: pass.Lower
- Feb 17Bill released to House Calendar
- Feb 17Reported out of State Affairs Committee
- Feb 17Favorable by State Affairs CommitteeMinor
- Feb 13Added to State Affairs Committee agenda
- Feb 11Now in State Affairs Committee
- Vote recorded Favorable (Insurance & Banking Subcommittee). Result: pass.Lower
- Feb 11Reported out of Insurance & Banking Subcommittee
- Feb 11Favorable by Insurance & Banking SubcommitteeMinor
- Feb 9Added to Insurance & Banking Subcommittee agenda
- Jan 301st Reading (Committee Substitute 1)Minor
- Jan 30Now in Insurance & Banking Subcommittee
- Jan 30Referred to State Affairs CommitteeMinor
- Jan 30Referred to Insurance & Banking SubcommitteeMinor
- Jan 29CS FiledMinor
- Vote recorded Favorable With Committee Substitute (Government Operations Subcommittee). Result: pass.Lower
- Jan 29Laid on Table under Rule 7.18(a)Minor
- Jan 29Reported out of Government Operations Subcommittee
- Jan 29Favorable with CS by Government Operations SubcommitteeMinor
- Jan 27Added to Government Operations Subcommittee agenda
- Jan 131st Reading (Original Filed Version)Minor
- Jan 12Now in Government Operations Subcommittee
- Jan 12Referred to State Affairs CommitteeMinor
- Jan 12Referred to Insurance & Banking SubcommitteeMinor
- Jan 12Referred to Government Operations SubcommitteeMinor
- Jan 5FiledIntroduced
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