Mandatory Human Reviews of Insurance Claim Denials
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What it does
Official summary
Mandatory Human Reviews of Insurance Claim Denials; Authorizes workers' compensation carriers, insurers &HMOs to use artificial intelligence systems & machine learning systems to assist in processing claims; prohibits use of artificial intelligence or machine learning systems as sole basis for determining whether to reduce claim payment or deny claim or portion of claim; requires that decisions to deny claim or portion of claim or reduce claim be made by qualified human professionals; authorizes OIR to conduct market conduct examinations & investigations.
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More on this bill
Where it stands
Introduced
Passed House
Died
Looking ahead
No hearings or votes scheduled.
History
2026
Mar 13Died in RulesDied
Mar 5ReceivedMinor
Vote recorded Passage, Third Reading. Result: pass.Lower
Mar 5Referred to RulesMinor
Mar 5In Messages
Mar 5CS passed; YEAS 108, NAYS 0Passed House
Mar 5Read 3rd timeMinor
Mar 5Added to Third Reading Calendar
Mar 5Read 2nd timeMinor
Mar 21st Reading (Committee Substitute 2)Minor
Mar 2Bill added to Special Order Calendar (3/5/2026)
Mar 2Bill referred to House Calendar
Feb 27CS FiledMinor
Feb 27Laid on Table under Rule 7.18(a)Minor
Feb 27Reported out of Commerce Committee
Feb 26Favorable with CS by Commerce CommitteeMinor
Vote recorded Favorable With Committee Substitute (Commerce Committee). Result: pass.Lower
Feb 24Added to Commerce Committee agenda
Jan 131st Reading (Committee Substitute 1)Minor
Jan 131st Reading (Original Filed Version)Minor
2025
Dec 12Now in Commerce Committee
Dec 12Referred to Commerce CommitteeMinor
Dec 11CS FiledMinor
Dec 11Laid on Table under Rule 7.18(a)Minor
Dec 11Reported out of Insurance & Banking Subcommittee
Dec 9Favorable with CS by Insurance & Banking SubcommitteeMinor
Vote recorded Favorable With Committee Substitute (Insurance & Banking Subcommittee). Result: pass.Lower
Dec 2Added to Insurance & Banking Subcommittee agenda
Dec 1Now in Insurance & Banking Subcommittee
Dec 1Referred to Commerce CommitteeMinor
Dec 1Referred to Insurance & Banking SubcommitteeMinor