Florida’s birth-injury plan pays for certain care and support, while requiring families to maintain health coverage for participants.
Plan awards cover medically needed care, transportation, and housing help for participants. They also cover some counseling for relatives who live with them, with a higher total limit after the participant dies.
A family member must keep major medical coverage for the participant. For someone who was already a participant on June 30, 2026, the required coverage must be in place by January 1, 2027.
The association must repay Florida Medicaid for specified participant care payments and related costs. The Medicaid agency must put the money into its Medical Care Trust Fund.
If the plan lacks enough cash for the next fiscal year, the insurance regulator must authorize transfers from a state trust fund. Transfers are capped at $20 million over the plan’s lifetime.
The plan pays for qualifying care and support expenses for participants and some family members. Awards cover medically necessary and reasonable expenses for a participant with a birth-related neurological injury. Counseling can also be covered for immediate family members and other relatives who live with the participant. The plan does not pay for family care when another person or organization provides care at the same time, or when the family member is paid by another source for that time. Other state, federal, and private coverage can exclude expenses from compensation, except where federal law prevents that exclusion. The counseling limit is up to $10,000 per year during the participant’s life and up to $20,000 in total after the participant’s death.
A family member must keep major medical coverage for the participant. This applies to family members of plan participants. If the participant lacks coverage when a final compensation order is entered, the family member must obtain coverage within 60 days or apply for Medicaid within 30 days. If Medicaid denies the application, the family member must obtain other coverage within 60 days of the denial. The January 1, 2027, deadline applies to family members of people who were plan participants on June 30, 2026.
The association must reimburse Florida Medicaid for specified participant care payments and related costs. This applies to plan participants enrolled in Florida Medicaid for services covered under section 766.31. The reimbursement covers fee-for-service claims and capitation payments, as applicable, for services provided under the plan, plus related administrative and support costs. The Agency for Health Care Administration must credit the reimbursed funds to its Medical Care Trust Fund.
The Office of Insurance Regulation must authorize transfers to the association when the plan lacks enough cash for the next fiscal year. This concerns the Florida Birth-Related Neurological Injury Compensation Association and its board. Transfers authorized under this provision may total no more than $20 million over the life of the plan. The board may not create or expand benefits that add costs while the plan has an annual cash-flow deficit shown in its prior-year audited financial statements. This restriction does not bar benefits listed in section 766.31. The regulator must authorize a transfer within 30 days after finding that the plan lacks enough cash for the following fiscal year.
No hearings or votes scheduled.