Delaware care facilities would have carried liability insurance

Covered facilities would have had to carry general and professional liability insurance. The requirement would have covered nursing facilities, assisted living facilities, and group homes for people with mental illness in Delaware. Each type of coverage would have needed at least $1 million per claim and $3 million total. The policies also would have needed abuse and molestation coverage. The requirement would have started 180 days after enactment.

Facilities would have had to show proof of insurance, and licenses would have been revoked if coverage fell below the required limits. These rules would have covered Delaware nursing facilities, assisted living facilities, and group homes for people with mental illness. Facilities would have had to provide proof when applying to renew their license, certification, or other permission to provide care. These rules would have started 180 days after enactment.

Insurers would have had to tell the state department when a covered facility's insurance lapsed or was canceled. The rule would have applied to insurers covering Delaware nursing facilities, assisted living facilities, and group homes for people with mental illness. The notice would have been due within 14 days of a lapse or cancellation. The rule would have started 180 days after enactment.