CaliforniaResidential property insurance images.
What it does
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.
More detail
This bill would require an admitted insurer to notify a residential property insurance policyholder that aerial images may be taken or obtained of the insured property, as specified, unless a claim has been submitted or is pending on the property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, as specified, and would require the notice to include instructions regarding how a policyholder may make that request.
This bill would prohibit an admitted insurer from basing a decision to terminate insurance coverage, as defined, on an aerial image of the insured property taken more than 180 days prior to sending notice of that decision to the policyholder, except as specified. The bill would require an admitted insurer that bases a decision to terminate insurance coverage on an aerial image to provide the policyholder with that aerial image, notice of that decision, and the opportunity to dispute the accuracy of the image, and to verify remediation, before the effective date of the decision to terminate insurance coverage.
This bill would make the above-described provisions operative on July 1, 2027.
Where do you stand?
Choose your position
Tell your reps
Take a position to see your representatives and ways to contact them.
Where it stands
- Introduced
- Passed Assembly
- Passed Senate
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Jun 10From committee: Do pass and re-refer to Com. on P., D.T., & C.P. (Ayes 6. Noes 0.) (June 10). Re-referred to Com. on P., D.T., & C.P.Latest
- Vote recorded Do pass, but first be re-referred to the Committee on [Privacy, Digital Technologies, and Consumer Protection]. Result: pass.Upper
- May 27Referred to Coms. on INS., P., D.T., & C.P. and APPR.Minor
- May 14In Senate. Read first time. To Com. on RLS. for assignment.Minor
- Vote recorded AB 1559 Calderon Consent Calendar Second Day. Result: pass.Lower
- May 14Read third time. Passed. Ordered to the Senate. (Ayes 77. Noes 0. Page 5030.)Passed Assembly
- May 7Read second time. Ordered to Consent Calendar.Minor
- May 6From committee: Do pass. To Consent Calendar. (Ayes 14. Noes 0.) (May 6).Minor
- Vote recorded Do pass. To Consent Calendar. Result: pass.Lower
- Apr 22From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 15. Noes 0.) (April 21). Re-referred to Com. on APPR.Minor
- Apr 21
- Vote recorded Do pass and be re-referred to the Committee on [Appropriations] with recommendation: To Consent Calendar. Result: pass.Lower
- Apr 15From committee: Do pass and re-refer to Com. on P. & C.P. (Ayes 17. Noes 0.) (April 15). Re-referred to Com. on P. & C.P.Minor
- Vote recorded Do pass and be re-referred to the Committee on [Privacy and Consumer Protection]. Result: pass.Lower
- Apr 14Re-referred to Com. on INS.Minor
- Apr 13From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.Major
- Feb 2Referred to Coms. on INS. and P. & C.P.Minor
- Jan 9From printer. May be heard in committee February 8.
- Jan 8Read first time. To print.Introduced
- Jun 10From committee: Do pass and re-refer to Com. on P., D.T., & C.P. (Ayes 6. Noes 0.) (June 10). Re-referred to Com. on P., D.T., & C.P.Latest