Arizona insurance policies bar cost sharing for breast cancer exams

Covered insurers may not require people to share the cost of breast cancer screening or certain additional breast exams. The rule covers hospital or medical service corporations, health care services organizations, disability insurers, and group or blanket disability insurers. Additional exams include medically necessary diagnostic exams to evaluate abnormalities and supplemental exams for people with increased breast cancer risk. For a high-deductible plan, the rule applies after the deductible is met, unless the service is preventive under the cited federal rule; then it applies before the minimum deductible is met. The rule applies to a contract, coverage document, or policy issued, amended, delivered, or renewed on or after January 1, 2027.