AlaskaTravel sellers would explain coverage and give buyers time to cancel
Travel sellers would have to explain key coverage details, while buyers could cancel eligible coverage for a full refund within a set period.
What it does
Travel sellers would have to give buyers key coverage and claims information. Buyers could cancel for a full refund within at least 15 days after mailed materials are sent, or 10 days after in-person or electronic delivery, unless they have started the trip or filed a claim.
Insurers and insurance sellers could offer certain related services and gifts if they meet cost and fairness rules. Limited test programs would need advance notice to the state insurance director.
If federal approval is granted or found unnecessary by July 1, 2027, eligible claimants would receive weekly benefits under the stated wage schedule and could get $72 per dependent, up to $216 per week.
Argument forTravel buyers could make better informed choices and get a refund window because sellers must provide coverage details and buyers may cancel before a trip or claim.
Argument againstTravel insurance producers may need to keep retailer records and train staff, which could add work for businesses that sell coverage.
More detail
The law would set rules for selling travel insurance and informing buyers. The rules cover travel insurance for Alaska residents and policies sold, offered, or delivered in Alaska. Travel retailers may offer coverage only under a licensed travel insurance producer and must be listed with that producer. Retail employees who are not licensed may not interpret policy terms, advise buyers about other coverage, or claim to be insurance experts. Sellers may not use an opt-out choice to add coverage. If a destination requires insurance, a trip seller may require buyers to purchase that coverage or show proof of qualifying coverage. The cancellation period runs from delivery of the required materials. Mailed and electronic materials count as delivered when sent; in-person materials count when handed to the buyer.
Insurers and insurance sellers would be allowed to offer certain extras and noncash gifts to customers. These rules cover insurers, insurance producers, and their representatives when they offer extras or noncash gifts in connection with insurance. An extra service must relate to the coverage and serve a listed purpose, such as reducing risk or improving health. Its cost must be reasonable, and it must be offered using fair, documented criteria. A pilot may run for up to three years if the insurer or seller gives advance notice to the director; it may proceed if the director does not object within 21 days. Noncash gifts cannot require a customer to buy or renew a policy, and their value must meet the applicable limits. A test program may last up to three years. The director has 21 days after receiving notice to object.
The law would set unemployment weekly benefit amounts and a yearly adjustment formula, if federal approval is granted or found unnecessary by the deadline. The schedule and dependent allowance apply to people eligible for unemployment benefits under the cited law. The Department of Labor must seek federal approval when needed. The changes take effect only if the U.S. Secretary of Labor approves them, or decides approval is unnecessary, by July 1, 2027. Eligible claimants could receive $72 per week for each dependent, up to $216 per week. Each January 1, the department would adjust the maximum base-period wage amounts based on the contribution base, rounded to the nearest $250, and increase the matching weekly benefit by $2 per $250 increase. It may not lower the wage amount. If approved by the deadline, the changes take effect January 1, 2027, or the day after approval, whichever is later. The wage and benefit amounts are then adjusted each January 1.
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Where it stands
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Jul 3(H) EFFECTIVE DATE(S) OF LAW SEE CHAPTERLatest
- Jul 3(H) LAW W/O GOVERNOR SIGNATURE 6/30 CHAPTER 52 SLA 26Major
- Jun 17(H) 10:55 A.M. 6/16/26 Transmitted to GovernorTo Governor
- Jun 10(H) MANIFEST ERROR(S)
- May 20(H) COSPONSOR(S): EISCHEID
- Vote recorded (S) AM NO 2 ADOPTED Y14 N6 # 2883. Result: pass.Upper
- Vote recorded (H) CONCUR AM OF (S) Y34 N6 #3000. Result: pass.Lower
- Vote recorded (S) PASSED Y14 N6 #2889. Result: pass.Upper
- Vote recorded (S) AM NO 2 ADOPTED Y14 N6 # 2876. Result: pass.Upper
- May 20(H) EFFECTIVE DATE(S) SAME AS PASSAGE
- May 20(H) CONCUR AM OF (S) Y34 N6
- May 20(H) CONCUR MESSAGE TAKEN UP
- May 20(H) TITLE CHANGE: SCR 28
- May 20(H) CONCUR MESSAGE RECEIVED
- May 20(S) VERSION: SCS CSHB 302(TRA) AM S
- May 20(S) TRANSMITTED TO (H) AS AMENDEDMajor
- May 20(S) EFFECTIVE DATE(S) SAME AS PASSAGE
- May 20(S) PASSED Y14 N6Major
- May 20(S) AUTOMATICALLY IN THIRD READINGMinor
- May 20(S) AM NO 3 OFFERED AND WITHDRAWN
- May 20(S) AM NO 2 ADOPTED Y14 N6Major
- May 20(S) ENGROSSMENT WAIVED, RULE 43(B)
- May 20(S) MOVED TO BOTTOM OF CALENDAR
- May 20(S) AM NO 1 OFFERED AND WITHDRAWN
- May 20(S) RETURN TO SECOND FOR AMS UC
- May 20(S) READ THE THIRD TIME SCS CSHB 302(TRA)Minor
- May 19(S) ADVANCED TO THIRD READING 5/20 CALMinor
- May 19(S) TRA SCS ADOPTED UC
- May 19(S) READ THE SECOND TIMEMinor
- May 19(S) RULES TO FIRST SUP CALENDAR 5/19/2026
- May 14(S) FN2: ZERO(CED)
- May 14(S) NR: STEDMAN, TOBIN
- May 14(S) DP: BJORKMAN, KIEHL
- May 14(S) TITLE CHANGE: SCR 28
- May 14(S) TRA RPT SCS 2DP 2NR NEW TITLE
- May 12(S) Moved SCS CSHB 302(TRA) Out of Committee -- Please Note Time Change --
- May 12(S) TRANSPORTATION at 01:30 PM BUTROVICH 205
- May 7(S) Heard & Held
- May 7(S) TRANSPORTATION at 01:30 PM BUTROVICH 205
- May 7(S) TRA
- May 7(S) READ THE FIRST TIME - REFERRALSMinor
- May 6(H) VERSION: CSHB 302(L&C)
- Vote recorded (H) PASSED Y39 A1 #2423. Result: pass.Lower
- May 6(H) TRANSMITTED TO (S)Passed Senate
- May 6(H) COSPONSOR(S): JOSEPHSON, GALVIN
- May 6(H) EFFECTIVE DATE(S) SAME AS PASSAGE
- May 6(H) PASSED Y39 A1Passed House
- May 6(H) READ THE THIRD TIME CSHB 302(L&C)Minor
- May 4(H) ADVANCED TO THIRD READING 5/6 CALENDARMinor
- May 4(H) L&C CS ADOPTED UC
- May 4(H) READ THE SECOND TIMEMinor
- May 4(H) RULES TO CALENDAR 5/4/2026
- Apr 29(H) FN1: ZERO(CED)
- Apr 29(H) DP: MCCABE, ST. CLAIR, MINA, STUTES, EISCHEID, CARRICK
- Apr 29(H) TRA RPT CS(L&C) NEW TITLE 6DP
- Apr 28(H) Moved CSHB 302(L&C) Out of Committee
- Apr 28(H) TRANSPORTATION at 01:00 PM BARNES 124
- Apr 21(H) Minutes (HTRA)
- Apr 21(H) Heard & Held -- Delayed to 30 min Following Session --
- Apr 21(H) TRANSPORTATION at 01:00 PM BARNES 124
- Apr 16(H) FN1: ZERO(CED)
- Apr 16(H) NR: COULOMBE, SADDLER, D.NELSON, FIELDS
- Apr 16(H) DP: FRIER, CARRICK, HALL
- Apr 16(H) L&C RPT CS(L&C) NEW TITLE 3DP 4NR
- Apr 15(H) Moved CSHB 302(L&C) Out of Committee
- Apr 15(H) LABOR & COMMERCE at 03:15 PM BARNES 124
- Apr 10(H) -- MEETING CANCELED --
- Apr 10(H) LABOR & COMMERCE at 03:15 PM BARNES 124
- Apr 8(H) -- MEETING CANCELED --
- Apr 8(H) LABOR & COMMERCE at 03:15 PM BARNES 124
- Mar 30(H) Heard & Held
- Mar 30(H) LABOR & COMMERCE at 03:15 PM BARNES 124
- Mar 25(H) <Bill Hearing Canceled>
- Mar 25(H) LABOR & COMMERCE at 03:15 PM BARNES 124
- Mar 20(H) TRA REPLACES FIN REFERRAL
- Mar 18(H) Heard & Held
- Mar 18(H) LABOR & COMMERCE at 03:15 PM BARNES 124
- Feb 11(H) L&C, FIN
- Feb 11(H) READ THE FIRST TIME - REFERRALSIntroduced
Consumer ProtectionEconomy & Jobs