TIER Act of 2025

For example, the bill increases the asset threshold above which

bank holding companies and savings and loan companies must pay certain Federal Reserve Board assessments;

financial holding companies need board approval to acquire a company;

bank holding companies must report on the company’s financial condition to the Financial Stability Oversight Council; and

bank holding companies may be subject to increased supervision if, among other things, they are found to pose a grave threat to U.S. financial stability.

Periodically, the Federal Reserve Board must increase statutory thresholds and thresholds established by rule to reflect increases in the gross domestic product.