United StatesFair Credit Reporting Reseller Accuracy Act
What it does
This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides.
More detail
A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.
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Where it stands
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Looking ahead
No hearings or votes scheduled.
History
- 2026
- Sep 1Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789.Latest
- Sep 1Placed on the Union Calendar, Calendar No. 689.
- Jun 30Committee Consideration and Mark-up Session Held
- Jun 30Ordered to be Reported (Amended) by Voice Vote.
- Mar 27Introduced in House
- Mar 27Referred to the House Committee on Financial Services.Introduced